Where does this demographic data come from?

All demographic data comes from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates, which samples about 3.5 million households annually. The 5-year estimates provide the most reliable data for small geographies like municipalities.

What is the difference between Census data and ACS data?

The decennial Census (conducted every 10 years) is a full population count focusing on basic demographics. The ACS is an ongoing survey that collects detailed data on income, education, housing, commute patterns, and more. ACS data is updated annually but represents averages over a 5-year period.

How accurate is this data for small towns?

For smaller municipalities, ACS estimates have wider margins of error because fewer residents are sampled. The 5-year estimates reduce this uncertainty by averaging over a longer period. For towns under 5,000 people, treat specific numbers as approximations rather than precise counts.

Carmel-by-the-Sea, CA Population, Income & Demographics 2026

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Demographics — 2024 ACS 5-Year Estimatesi

Census

Populationi

3,162

Median Agei

68.5

Race & Ethnicityi

White

84.7%2,678

Two or More

8.1%257

Hispanic/Latino

4.5%143

Asian

1.6%52

Black

1%32

Educational Attainment (Age 25+)i

High School Diploma

4.9%148

Some College (<1 yr)

2.9%88

Some College (1+ yr)

8.2%249

Associate's Degree

5.2%157

Bachelor's Degree

49.9%1,521

Master's Degree

14.4%440

Professional Degree

2.8%85

Doctorate

5.7%175

HS or Higher

94%

BA or Higher

72.9%

Graduate+

23%

Housingi

Median Home Valuei

$2,000,001

Median Renti

$2,707

Tenure

Owner-Occupied

60.1%973

Renter-Occupied

39.9%646

Total Units

3,442

Homeownership

60.1%

Vacancy Rate

53%

Home Values

Under $50K

1.4%14

$100K–$150K

0.9%9

$300K–$500K

0.6%6

$500K–$1M

0.7%7

$1M+

96.3%937

Rent Distribution

$500–$750

$750–$1,000

$1,250–$1,500

$1,500–$2,000

$2,000+

525

Year Built

2020 or later

0.4%13

2010–2019

4.1%142

2000–2009

2.8%97

1990–1999

6%206

1980–1989

4.9%167

1970–1979

11.7%402

1960–1969

7.3%250

1950–1959

12.8%441

1940–1949

11.5%396

1939 or earlier

38.6%1,328

Heating Fuel

Utility Gas

79.1%1,281

Electricity

20.1%325

Bottled/LP Gas

0.8%13

Economyi

Median Household Incomei

$129,250

Mean Household Incomei

$193,564

Per Capita Incomei

$95,579

Poverty Ratei

6.2%

Unemploymenti

3.1%

Labor Forcei

1,780

Household Income Distribution

Under $10K

7.3%118

$10K–$15K

3.3%54

$20K–$25K

1%16

$35K–$40K

2%32

$45K–$50K

6.6%107

$50K–$60K

6.5%106

$60K–$75K

9.8%159

$75K–$100K

8.2%132

$100K–$125K

4.2%68

$125K–$150K

13.5%218

$150K–$200K

7%113

$200K+

30.6%496

Federally Subsidized Housingi

HUD

The federal government helps low-income families, seniors, and people with disabilities afford housing through several programs. Residents typically pay about 30% of their income toward rent, with the government covering the rest. This data shows how many households in this community receive that assistance.

Subsidized Homesi

Programs in this community

Housing Choice Vouchers1 homes

Rental vouchers (Section 8) that help tenants pay for private-market housing

Ancestry & Heritage

Self-reported ancestry groups. Residents may report multiple ancestries, so totals may exceed 100%.

Foreign-Born Populationi

Foreign-Borni

38012%

By Region

Top Countries

Canada

United Kingdom

Germany

China

Mexico

Commute & Transportationi

Workersi

1,699

Avg. Commutei

10.9 min

How People Get to Work

Travel Time to Work

Workforce

Total Employed

1,724

Occupations

Industries

Social Characteristicsi

Marital Status (15+)i

Veteransi

210(6.9% of civilian adults)

Health Insurancei

99.5%Insured

0.5%Uninsured