Where does this demographic data come from?

All demographic data comes from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates, which samples about 3.5 million households annually. The 5-year estimates provide the most reliable data for small geographies like municipalities.

What is the difference between Census data and ACS data?

The decennial Census (conducted every 10 years) is a full population count focusing on basic demographics. The ACS is an ongoing survey that collects detailed data on income, education, housing, commute patterns, and more. ACS data is updated annually but represents averages over a 5-year period.

How accurate is this data for small towns?

For smaller municipalities, ACS estimates have wider margins of error because fewer residents are sampled. The 5-year estimates reduce this uncertainty by averaging over a longer period. For towns under 5,000 people, treat specific numbers as approximations rather than precise counts.

Loveland, CO Population, Income & Demographics 2026

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Demographics — 2024 ACS 5-Year Estimatesi

Census

Populationi

78,410

Median Agei

40.7

Race & Ethnicityi

White

78.6%61,619

Hispanic/Latino

15.3%12,018

Two or More

3.1%2,445

Asian

1.2%969

Black

0.9%718

Other

0.6%454

American Indian/Alaska Native

0.1%96

Native Hawaiian/Pacific Islander

0.1%91

Educational Attainment (Age 25+)i

GED/Alternative

3.8%2,102

High School Diploma

18.3%10,266

Some College (<1 yr)

7%3,902

Some College (1+ yr)

16.6%9,284

Associate's Degree

10.8%6,023

Bachelor's Degree

25.9%14,493

Master's Degree

9.3%5,222

Professional Degree

1.6%878

Doctorate

2.2%1,248

HS or Higher

95.4%

BA or Higher

39%

Graduate+

13.1%

Housingi

Median Home Valuei

$479,000

Median Renti

$1,730

Tenure

Owner-Occupied

62.2%21,360

Renter-Occupied

37.8%13,007

Total Units

35,143

Homeownership

62.2%

Vacancy Rate

2.2%

Home Values

Under $50K

2.3%496

$50K–$100K

0.8%165

$100K–$150K

0.8%168

$150K–$200K

0.5%115

$200K–$300K

5%1,058

$300K–$500K

47.5%10,138

$500K–$1M

40.7%8,683

$1M+

2.5%537

Rent Distribution

Under $500

489

$500–$750

249

$750–$1,000

565

$1,000–$1,250

1,536

$1,250–$1,500

1,766

$1,500–$2,000

3,681

$2,000+

4,311

Year Built

2020 or later

3%1,046

2010–2019

15.1%5,312

2000–2009

20.4%7,166

1990–1999

17.2%6,040

1980–1989

10.2%3,597

1970–1979

17.3%6,080

1960–1969

6.1%2,130

1950–1959

3.2%1,139

1940–1949

2%708

1939 or earlier

5.5%1,925

Heating Fuel

Utility Gas

76.4%26,244

Electricity

21.8%7,500

Bottled/LP Gas

1%334

No Fuel

0.3%90

Solar

0.2%73

Other

0.2%66

Wood

0.1%49

Fuel Oil

0%11

Economyi

Median Household Incomei

$84,604

Mean Household Incomei

$105,417

Per Capita Incomei

$46,144

Poverty Ratei

8.4%

Unemploymenti

5.4%

Labor Forcei

41,218

Household Income Distribution

Under $10K

4.7%1,620

$10K–$15K

1.8%625

$15K–$20K

2.4%840

$20K–$25K

3.2%1,093

$25K–$30K

3.5%1,201

$30K–$35K

3%1,040

$35K–$40K

3.5%1,197

$40K–$45K

3.3%1,140

$45K–$50K

2.9%989

$50K–$60K

6.3%2,167

$60K–$75K

9.9%3,396

$75K–$100K

15.2%5,231

$100K–$125K

13.1%4,497

$125K–$150K

8.3%2,840

$150K–$200K

8.6%2,942

$200K+

10.3%3,549

Federally Subsidized Housingi

HUD

The federal government helps low-income families, seniors, and people with disabilities afford housing through several programs. Residents typically pay about 30% of their income toward rent, with the government covering the rest. This data shows how many households in this community receive that assistance.

Subsidized Homesi

1,056

Residentsi

1,578

Avg. Tenant Renti

$443/mo

Avg. Waitlisti

34 months

Programs in this community

Housing Choice Vouchers629 homes82% occupied$453/mo rent

Rental vouchers (Section 8) that help tenants pay for private-market housing

Project Based Section 8199 homes96% occupied$412/mo rent

Privately owned apartments with rent subsidies tied to the building

202/PRAC79 homes97% occupied$436/mo rent

Household Incomei

Based on area median of $84,604/yr

Extremely low incomeUnder $25K/yr

87%

Very low income$25K–$42K/yr

12.3%

Low income$42K–$68K/yr

0.7%

Who Receives This Housing

76.1% of subsidized households are headed by a single mother

25.4% of subsidized households are minority

30.3% of subsidized households include someone with a disability

48.4% of subsidized households include a senior (62+)

Ancestry & Heritage

Self-reported ancestry groups. Residents may report multiple ancestries, so totals may exceed 100%.

Foreign-Born Populationi

Foreign-Borni

3,1304%

By Region

Top Countries

Mexico

1,358

China

233

Canada

144

United Kingdom

Germany

Guatemala

India

Philippines

Commute & Transportationi

Workersi

38,198

Avg. Commutei

26.2 min

How People Get to Work

Travel Time to Work

Workforce

Total Employed

38,942

Occupations

Industries

Social Characteristicsi

Marital Status (15+)i

Veteransi

4,577(7.2% of civilian adults)

Health Insurancei

92.9%Insured

7.1%Uninsured

Loveland, CO Population, Income & Demographics 2026