Where does this demographic data come from?

All demographic data comes from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates, which samples about 3.5 million households annually. The 5-year estimates provide the most reliable data for small geographies like municipalities.

What is the difference between Census data and ACS data?

The decennial Census (conducted every 10 years) is a full population count focusing on basic demographics. The ACS is an ongoing survey that collects detailed data on income, education, housing, commute patterns, and more. ACS data is updated annually but represents averages over a 5-year period.

How accurate is this data for small towns?

For smaller municipalities, ACS estimates have wider margins of error because fewer residents are sampled. The 5-year estimates reduce this uncertainty by averaging over a longer period. For towns under 5,000 people, treat specific numbers as approximations rather than precise counts.

Waterloo, IN Population, Income & Demographics 2026

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Demographics — 2024 ACS 5-Year Estimatesi

Census

Populationi

2,073

Median Agei

35.3

Race & Ethnicityi

White

86.6%1,795

Two or More

6.4%132

Hispanic/Latino

5.2%107

Other

1.1%22

Black

0.5%10

Asian

0.3%7

Educational Attainment (Age 25+)i

GED/Alternative

7.7%99

High School Diploma

28.7%368

Some College (<1 yr)

7.9%101

Some College (1+ yr)

16.1%207

Associate's Degree

13.3%170

Bachelor's Degree

7.7%99

Master's Degree

5.5%70

Doctorate

1%13

HS or Higher

87.8%

BA or Higher

14.2%

Graduate+

6.5%

Housingi

Median Home Valuei

$104,600

Median Renti

$829

Tenure

Owner-Occupied

81.2%628

Renter-Occupied

18.8%145

Total Units

852

Homeownership

81.2%

Vacancy Rate

9.3%

Home Values

Under $50K

22%138

$50K–$100K

24.2%152

$100K–$150K

26.6%167

$150K–$200K

18.6%117

$200K–$300K

6.8%43

$300K–$500K

0.8%5

$500K–$1M

1%6

Rent Distribution

Under $500

$500–$750

$750–$1,000

$1,000–$1,250

$1,250–$1,500

$1,500–$2,000

Year Built

2020 or later

1.8%15

2010–2019

3.3%28

2000–2009

10.1%86

1990–1999

7.7%66

1980–1989

11.7%100

1970–1979

10.1%86

1960–1969

3.2%27

1950–1959

8.8%75

1940–1949

1.3%11

1939 or earlier

42%358

Heating Fuel

Utility Gas

82.4%637

Electricity

16.4%127

Bottled/LP Gas

0.6%5

Fuel Oil

0.5%4

Economyi

Median Household Incomei

$67,083

Mean Household Incomei

$71,382

Per Capita Incomei

$27,936

Poverty Ratei

12.4%

Unemploymenti

6.4%

Labor Forcei

1,237

Household Income Distribution

Under $10K

4.7%36

$10K–$15K

0.9%7

$15K–$20K

7.2%56

$20K–$25K

1.9%15

$25K–$30K

5.4%42

$30K–$35K

6.7%52

$35K–$40K

2.6%20

$40K–$45K

5.4%42

$45K–$50K

2.8%22

$50K–$60K

6.5%50

$60K–$75K

11%85

$75K–$100K

22%170

$100K–$125K

11.1%86

$125K–$150K

8.4%65

$150K–$200K

1.8%14

$200K+

1.4%11

Federally Subsidized Housingi

HUD

The federal government helps low-income families, seniors, and people with disabilities afford housing through several programs. Residents typically pay about 30% of their income toward rent, with the government covering the rest. This data shows how many households in this community receive that assistance.

Subsidized Homesi

Programs in this community

Housing Choice Vouchers3 homes

Rental vouchers (Section 8) that help tenants pay for private-market housing

Ancestry & Heritage

Self-reported ancestry groups. Residents may report multiple ancestries, so totals may exceed 100%.

Foreign-Born Populationi

Foreign-Borni

160.8%

By Region

Top Countries

Philippines

Mexico

Commute & Transportationi

Workersi

1,146

Avg. Commutei

23.8 min

How People Get to Work

Travel Time to Work

Workforce

Total Employed

1,158

Occupations

Industries

Social Characteristicsi

Marital Status (15+)i

Veteransi

122(7.9% of civilian adults)

Health Insurancei

91.5%Insured

8.5%Uninsured