How are property tax rates determined in Indiana?

Property tax rates in Indiana are set by each taxing district (municipality, school district, park district, library, etc.) based on their annual levy (the amount of tax revenue they need). The rate is calculated by dividing the levy by the total assessed value of all property in the district.

What is the composite tax rate?

The composite tax rate is the sum of all overlapping taxing district rates that apply to a specific property. A typical property may be taxed by several overlapping districts. The composite rate determines your total tax bill when multiplied by your property's assessed value.

Why do tax rates vary within the same town?

Properties within the same municipality can have different composite rates because overlapping districts (school, park, fire, library) have different boundaries. A home in one school district may have a different rate than a home two blocks away in a different school district.

Lowell, IN Property Tax Rate 2026 — Full Breakdown by District

Showing latest tax year with year-over-year changes. Full rate history available with a paid plan. View plans →

Property Tax — Tax Year 2026 (payable 2027)i

IN DLGF

Composite Ratei

2.13%–4.52%+1%YoY

Varies by school district

Municipal Portioni

0.8476%+6%YoY25.5% of total

Effective Ratei

2.13%–4.52%

Est. Annual Taxi

$5K–$11K

Median Home Valuei

$248,000

Rate varies by school district. Your actual rate depends on which school district your property falls in.

Rate Trend — click a year to explorei

20252026

Municipal

Other Districts

Where Your Tax Dollar Goesi

$0.80 RIVER FOREST COMMUNITY SCHOOL CORP

$0.73 GARY COMMUNITY SCHOOL CORPORATION

$0.70 LAKE RIDGE SCHOOL CORPORATION

$0.51 SCHOOL CITY OF HOBART SCHOOL CORPORATION

$0.43 LAKE STATION SCHOOL CORPORATION

$0.40 GRIFFITH PUBLIC SCHOOL CORPORATION

$0.38 MUNSTER COMMUNITY SCHOOL CORPORATION

$0.34 CROWN POINT COMMUNITY SCHOOL CORPORATION

$0.33 HANOVER COMMUNITY SCHOOL CORPORATION

$0.32 TRI CREEK SCHOOL CORPORATION

$0.31 MERRILLVILLE SCHOOL CORPORATION

$0.31 HAMMOND CITY SCHOOL CORPORATION

$0.26 WHITING CITY SCHOOL CORPORATION

$0.25 LAKE CENTRAL SCHOOL CORPORATION

$0.24 HIGHLAND TOWN SCHOOL CORPORATION

$0.21 SCHOOL CITY OF EAST CHICAGO SCHOOL CORP

$0.18 County - Lake

$0.14 LOWELL - GENERAL

$0.13 GARY PUBLIC LIBRARY

$0.10 EAST CHICAGO PUBLIC LIBRARY

$0.10 WHITING PUBLIC LIBRARY

$0.05 LOWELL - MOTOR VEHICLE HIGHWAY

$0.05 HAMMOND PUBLIC LIBRARY

$0.03 LOWELL - BOND #3

$0.02 LAKE COUNTY PUBLIC LIBRARY

$0.02 LOWELL PUBLIC LIBRARY

$0.02 CROWN POINT COMMUNITY PUBLIC LIBRARY

$0.01 LOWELL - PARK & RECREATION

$0.01 LOWELL - CUMULATIVE CAPITAL DEVELOPMENT

$0.01 LOWELL - BOND #2

$0.01 LOWELL - CUMULATIVE FIRE SPECIAL

Estimated Tax by Home Valuei

$100K

$709–$1,506

$150K

$1,064–$2,259

$200K

$1,418–$3,013

$250K

$1,773–$3,766

$300K

$2,128–$4,519

$350K

$2,482–$5,272

$400K

$2,837–$6,025

Highlighted value is closest to median home value ($248K)

31 Overlapping Taxing Districtsi

RIVER FOREST COMMUNITY SCHOOL CORPUnit K-12

80.3%2.6684%

GARY COMMUNITY SCHOOL CORPORATIONUnit K-12

73.2%2.4334%

LAKE RIDGE SCHOOL CORPORATIONUnit K-12

70.5%2.3442%

SCHOOL CITY OF HOBART SCHOOL CORPORATIONUnit K-12

50.9%1.6907%

LAKE STATION SCHOOL CORPORATIONUnit K-12

43.3%1.4391%

GRIFFITH PUBLIC SCHOOL CORPORATIONUnit K-12

39.8%1.3232%

MUNSTER COMMUNITY SCHOOL CORPORATIONUnit K-12

38.4%1.2751%

CROWN POINT COMMUNITY SCHOOL CORPORATIONUnit K-12

33.7%1.1187%

HANOVER COMMUNITY SCHOOL CORPORATIONUnit K-12

33%1.0979%

TRI CREEK SCHOOL CORPORATIONUnit K-12

31.7%1.0550%

MERRILLVILLE SCHOOL CORPORATIONUnit K-12

31.1%1.0344%

HAMMOND CITY SCHOOL CORPORATIONUnit K-12

30.6%1.0170%

WHITING CITY SCHOOL CORPORATIONUnit K-12

25.7%0.8529%

LAKE CENTRAL SCHOOL CORPORATIONUnit K-12

25.3%0.8422%

HIGHLAND TOWN SCHOOL CORPORATIONHigh School

24.3%0.8064%

SCHOOL CITY OF EAST CHICAGO SCHOOL CORPUnit K-12

20.9%0.6957%

County - Lakei

17.6%0.5845%

LOWELL - GENERALi

13.9%0.4617%

GARY PUBLIC LIBRARYi

12.6%0.4188%

EAST CHICAGO PUBLIC LIBRARYi

10.5%0.3497%

WHITING PUBLIC LIBRARYi

10%0.3335%

LOWELL - MOTOR VEHICLE HIGHWAYi

4.8%0.1596%

HAMMOND PUBLIC LIBRARYi

4.7%0.1554%

LOWELL - BOND #3i

2.6%0.0863%

LAKE COUNTY PUBLIC LIBRARYi

2.4%0.0792%

LOWELL PUBLIC LIBRARYi

2%0.0662%

CROWN POINT COMMUNITY PUBLIC LIBRARYi

1.9%0.0646%

LOWELL - PARK & RECREATIONi

1.5%0.0511%

LOWELL - CUMULATIVE CAPITAL DEVELOPMENTi

1.5%0.0500%

LOWELL - BOND #2i

0.6%0.0201%

LOWELL - CUMULATIVE FIRE SPECIALi

0.6%0.0188%