Where does this demographic data come from?

All demographic data comes from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates, which samples about 3.5 million households annually. The 5-year estimates provide the most reliable data for small geographies like municipalities.

What is the difference between Census data and ACS data?

The decennial Census (conducted every 10 years) is a full population count focusing on basic demographics. The ACS is an ongoing survey that collects detailed data on income, education, housing, commute patterns, and more. ACS data is updated annually but represents averages over a 5-year period.

How accurate is this data for small towns?

For smaller municipalities, ACS estimates have wider margins of error because fewer residents are sampled. The 5-year estimates reduce this uncertainty by averaging over a longer period. For towns under 5,000 people, treat specific numbers as approximations rather than precise counts.

Cold Spring, KY Population, Income & Demographics 2026

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Demographics — 2024 ACS 5-Year Estimatesi

Census

Populationi

6,341

Median Agei

Race & Ethnicityi

White

94.2%5,975

Black

2.2%137

Two or More

1.6%104

Hispanic/Latino

1.1%71

Asian

0.9%54

Educational Attainment (Age 25+)i

GED/Alternative

3.2%162

High School Diploma

21.9%1,099

Some College (<1 yr)

8%404

Some College (1+ yr)

13.2%663

Associate's Degree

6.8%343

Bachelor's Degree

24.2%1,218

Master's Degree

10.7%535

Professional Degree

4.6%230

Doctorate

3.1%156

HS or Higher

95.8%

BA or Higher

42.6%

Graduate+

18.3%

Housingi

Median Home Valuei

$253,600

Median Renti

$1,191

Tenure

Owner-Occupied

89.1%2,668

Renter-Occupied

10.9%328

Total Units

3,072

Homeownership

89.1%

Vacancy Rate

2.5%

Home Values

Under $50K

3.5%93

$100K–$150K

4.8%128

$150K–$200K

24.4%650

$200K–$300K

32.7%872

$300K–$500K

27.6%737

$500K–$1M

6.5%173

$1M+

0.6%15

Rent Distribution

Under $500

$750–$1,000

$1,000–$1,250

$1,250–$1,500

100

$1,500–$2,000

Year Built

2010–2019

9.1%281

2000–2009

38.4%1,179

1990–1999

17.7%545

1980–1989

8.8%270

1970–1979

7.1%217

1960–1969

9%277

1950–1959

5.1%158

1940–1949

0.9%28

1939 or earlier

3.8%117

Heating Fuel

Electricity

49.6%1,485

Utility Gas

48.2%1,443

Bottled/LP Gas

1.3%38

Wood

1%30

Economyi

Median Household Incomei

$75,000

Mean Household Incomei

$109,534

Per Capita Incomei

$53,092

Poverty Ratei

9.8%

Unemploymenti

Labor Forcei

3,124

Household Income Distribution

Under $10K

4.5%135

$10K–$15K

2.2%65

$15K–$20K

2%59

$20K–$25K

4.2%125

$25K–$30K

3.6%108

$30K–$35K

1.2%35

$35K–$40K

4.1%124

$40K–$45K

1.9%58

$45K–$50K

3.3%99

$50K–$60K

7.6%227

$60K–$75K

15.5%463

$75K–$100K

15%449

$100K–$125K

6.6%199

$125K–$150K

7.5%224

$150K–$200K

7.2%217

$200K+

13.7%409

Federally Subsidized Housingi

HUD

The federal government helps low-income families, seniors, and people with disabilities afford housing through several programs. Residents typically pay about 30% of their income toward rent, with the government covering the rest. This data shows how many households in this community receive that assistance.

Subsidized Homesi

Residentsi

101

Avg. Tenant Renti

$538/mo

Programs in this community

Housing Choice Vouchers53 homes78% occupied$538/mo rent

Rental vouchers (Section 8) that help tenants pay for private-market housing

Household Incomei

Based on area median of $75,000/yr

Extremely low incomeUnder $23K/yr

78%

Very low income$23K–$38K/yr

20%

Moderate / aboveOver $60K/yr

Who Receives This Housing

80% of subsidized households are headed by a single mother

27% of subsidized households are minority

27% of subsidized households include someone with a disability

20% of subsidized households include a senior (62+)

Ancestry & Heritage

Self-reported ancestry groups. Residents may report multiple ancestries, so totals may exceed 100%.

Foreign-Born Populationi

Foreign-Borni

2253.5%

By Region

Top Countries

India

Germany

Philippines

Commute & Transportationi

Workersi

3,062

Avg. Commutei

21.6 min

How People Get to Work

Travel Time to Work

Workforce

Total Employed

3,062

Occupations

Industries

Social Characteristicsi

Marital Status (15+)i

Veteransi

395(7.4% of civilian adults)

Health Insurancei

96.2%Insured

3.8%Uninsured