Where does this demographic data come from?

All demographic data comes from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates, which samples about 3.5 million households annually. The 5-year estimates provide the most reliable data for small geographies like municipalities.

What is the difference between Census data and ACS data?

The decennial Census (conducted every 10 years) is a full population count focusing on basic demographics. The ACS is an ongoing survey that collects detailed data on income, education, housing, commute patterns, and more. ACS data is updated annually but represents averages over a 5-year period.

How accurate is this data for small towns?

For smaller municipalities, ACS estimates have wider margins of error because fewer residents are sampled. The 5-year estimates reduce this uncertainty by averaging over a longer period. For towns under 5,000 people, treat specific numbers as approximations rather than precise counts.

St. Matthews, KY Population, Income & Demographics 2026

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Demographics — 2024 ACS 5-Year Estimatesi

Census

Populationi

17,577

Median Agei

36.5

Race & Ethnicityi

White

85.6%15,041

Two or More

4.3%762

Black

4.1%725

Hispanic/Latino

3.5%615

Asian

2.3%405

Other

0.1%18

American Indian/Alaska Native

0.1%11

Educational Attainment (Age 25+)i

GED/Alternative

1.7%221

High School Diploma

10.8%1,435

Some College (<1 yr)

4.5%597

Some College (1+ yr)

16%2,117

Associate's Degree

4.6%616

Bachelor's Degree

32.2%4,264

Master's Degree

18.7%2,483

Professional Degree

5.2%685

Doctorate

2.6%347

HS or Higher

96.3%

BA or Higher

58.7%

Graduate+

26.5%

Housingi

Median Home Valuei

$338,000

Median Renti

$1,369

Tenure

Owner-Occupied

53.3%4,673

Renter-Occupied

46.7%4,099

Total Units

9,375

Homeownership

53.3%

Vacancy Rate

6.4%

Home Values

Under $50K

1.3%61

$50K–$100K

1.2%57

$100K–$150K

6.3%295

$150K–$200K

7.7%360

$200K–$300K

20.2%946

$300K–$500K

49.8%2,329

$500K–$1M

12.2%572

$1M+

1.1%53

Rent Distribution

Under $500

$500–$750

$750–$1,000

520

$1,000–$1,250

1,000

$1,250–$1,500

803

$1,500–$2,000

990

$2,000+

572

Year Built

2020 or later

0.7%68

2010–2019

4.4%415

2000–2009

3.6%337

1990–1999

5.7%532

1980–1989

17.5%1,636

1970–1979

17.5%1,638

1960–1969

9.2%861

1950–1959

15.1%1,419

1940–1949

16.7%1,564

1939 or earlier

9.7%905

Heating Fuel

Utility Gas

52.4%4,596

Electricity

45.2%3,969

Bottled/LP Gas

1.3%113

Fuel Oil

0.6%55

Other

0.3%24

No Fuel

0.2%15

Economyi

Median Household Incomei

$82,412

Mean Household Incomei

$109,582

Per Capita Incomei

$55,655

Poverty Ratei

Unemploymenti

3.8%

Labor Forcei

11,027

Household Income Distribution

Under $10K

5.8%510

$10K–$15K

1.6%141

$15K–$20K

1.8%159

$20K–$25K

1.8%160

$25K–$30K

3.3%286

$30K–$35K

4.4%387

$35K–$40K

2.2%190

$40K–$45K

4.2%371

$45K–$50K

4.8%421

$50K–$60K

8%698

$60K–$75K

9.1%797

$75K–$100K

11.9%1,047

$100K–$125K

10.3%905

$125K–$150K

7.3%637

$150K–$200K

10.4%908

$200K+

13.2%1,155

Federally Subsidized Housingi

HUD

The federal government helps low-income families, seniors, and people with disabilities afford housing through several programs. Residents typically pay about 30% of their income toward rent, with the government covering the rest. This data shows how many households in this community receive that assistance.

Subsidized Homesi

Residentsi

177

Avg. Tenant Renti

$341/mo

Avg. Waitlisti

2 months

Programs in this community

Housing Choice Vouchers64 homes94% occupied$341/mo rent

Rental vouchers (Section 8) that help tenants pay for private-market housing

811/PRAC9 homes

Household Incomei

Based on area median of $82,412/yr

Extremely low incomeUnder $25K/yr

80%

Very low income$25K–$41K/yr

18%

Moderate / aboveOver $66K/yr

Who Receives This Housing

77% of subsidized households are headed by a single mother

63% of subsidized households are minority

20% of subsidized households include someone with a disability

13% of subsidized households include a senior (62+)

Ancestry & Heritage

Self-reported ancestry groups. Residents may report multiple ancestries, so totals may exceed 100%.

Foreign-Born Populationi

Foreign-Borni

9825.6%

By Region

Top Countries

India

104

Germany

Philippines

China

Korea

Guatemala

Commute & Transportationi

Workersi

10,459

Avg. Commutei

19.6 min

How People Get to Work

Travel Time to Work

Workforce

Total Employed

10,512

Occupations

Industries

Social Characteristicsi

Marital Status (15+)i

Veteransi

765(5.2% of civilian adults)

Health Insurancei

96.2%Insured

3.8%Uninsured