Where does this demographic data come from?

All demographic data comes from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates, which samples about 3.5 million households annually. The 5-year estimates provide the most reliable data for small geographies like municipalities.

What is the difference between Census data and ACS data?

The decennial Census (conducted every 10 years) is a full population count focusing on basic demographics. The ACS is an ongoing survey that collects detailed data on income, education, housing, commute patterns, and more. ACS data is updated annually but represents averages over a 5-year period.

How accurate is this data for small towns?

For smaller municipalities, ACS estimates have wider margins of error because fewer residents are sampled. The 5-year estimates reduce this uncertainty by averaging over a longer period. For towns under 5,000 people, treat specific numbers as approximations rather than precise counts.

St. Cloud, MN Population, Income & Demographics 2026

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Demographics — 2024 ACS 5-Year Estimatesi

Census

Populationi

70,629

Median Agei

30.6

Race & Ethnicityi

White

64.5%45,569

Black

19.7%13,944

Hispanic/Latino

5.8%4,131

Two or More

5.5%3,880

Asian

4.1%2,868

American Indian/Alaska Native

0.2%175

Native Hawaiian/Pacific Islander

0.1%36

Other

0%26

Educational Attainment (Age 25+)i

GED/Alternative

3.7%1,564

High School Diploma

22.3%9,326

Some College (<1 yr)

7.5%3,122

Some College (1+ yr)

17%7,124

Associate's Degree

10.3%4,305

Bachelor's Degree

20.3%8,494

Master's Degree

6.8%2,852

Professional Degree

1.8%759

Doctorate

1.5%613

HS or Higher

91.2%

BA or Higher

30.4%

Graduate+

10.1%

Housingi

Median Home Valuei

$225,000

Median Renti

$1,003

Tenure

Owner-Occupied

48.6%13,505

Renter-Occupied

51.4%14,302

Total Units

29,762

Homeownership

48.6%

Vacancy Rate

6.6%

Home Values

Under $50K

3.4%455

$50K–$100K

2.5%342

$100K–$150K

13.9%1,879

$150K–$200K

20.9%2,817

$200K–$300K

30.8%4,155

$300K–$500K

23.9%3,223

$500K–$1M

4.3%581

$1M+

0.4%53

Rent Distribution

Under $500

1,225

$500–$750

1,840

$750–$1,000

3,940

$1,000–$1,250

2,587

$1,250–$1,500

1,839

$1,500–$2,000

2,044

$2,000+

592

Year Built

2020 or later

2.1%615

2010–2019

8.3%2,466

2000–2009

16.5%4,918

1990–1999

11.7%3,478

1980–1989

13%3,872

1970–1979

15.7%4,673

1960–1969

9.8%2,929

1950–1959

7%2,082

1940–1949

4.3%1,283

1939 or earlier

11.6%3,446

Heating Fuel

Utility Gas

55.3%15,391

Electricity

39%10,833

Bottled/LP Gas

1.9%537

No Fuel

1.5%411

Other

1.1%301

Fuel Oil

1%282

Wood

0.2%52

Economyi

Median Household Incomei

$61,374

Mean Household Incomei

$79,097

Per Capita Incomei

$32,108

Poverty Ratei

19%

Unemploymenti

Labor Forcei

38,688

Household Income Distribution

Under $10K

4.8%1,345

$10K–$15K

5.5%1,541

$15K–$20K

4.4%1,235

$20K–$25K

3.9%1,095

$25K–$30K

5.1%1,413

$30K–$35K

3%843

$35K–$40K

4.7%1,298

$40K–$45K

3.8%1,054

$45K–$50K

4.8%1,331

$50K–$60K

9.1%2,533

$60K–$75K

11.4%3,160

$75K–$100K

15%4,168

$100K–$125K

7.3%2,023

$125K–$150K

6.5%1,794

$150K–$200K

6%1,660

$200K+

4.7%1,314

Federally Subsidized Housingi

HUD

The federal government helps low-income families, seniors, and people with disabilities afford housing through several programs. Residents typically pay about 30% of their income toward rent, with the government covering the rest. This data shows how many households in this community receive that assistance.

Subsidized Homesi

1,718

Residentsi

3,630

Avg. Tenant Renti

$422/mo

Avg. Waitlisti

19 months

Programs in this community

Public Housing291 homes98% occupied$420/mo rent

Government-owned housing managed by local housing authorities

Housing Choice Vouchers791 homes90% occupied$503/mo rent

Rental vouchers (Section 8) that help tenants pay for private-market housing

Project Based Section 8532 homes89% occupied$297/mo rent

Privately owned apartments with rent subsidies tied to the building

202/PRAC79 homes93% occupied$450/mo rent

811/PRAC24 homes91% occupied$421/mo rent

Household Incomei

Based on area median of $61,374/yr

Extremely low incomeUnder $18K/yr

83.6%

Very low income$18K–$31K/yr

13.7%

Low income$31K–$49K/yr

Moderate / aboveOver $49K/yr

0.7%

Who Receives This Housing

67.1% of subsidized households are headed by a single mother

55.6% of subsidized households are minority

28.9% of subsidized households include someone with a disability

34.1% of subsidized households include a senior (62+)

Ancestry & Heritage

Self-reported ancestry groups. Residents may report multiple ancestries, so totals may exceed 100%.

Foreign-Born Populationi

Foreign-Borni

9,52913.5%

By Region

Top Countries

Mexico

408

Canada

132

India

127

China

116

Korea

Guatemala

Philippines

Germany

Commute & Transportationi

Workersi

35,580

Avg. Commutei

19.8 min

How People Get to Work

Travel Time to Work

Workforce

Total Employed

36,227

Occupations

Industries

Social Characteristicsi

Marital Status (15+)i

Veteransi

3,204(5.8% of civilian adults)

Health Insurancei

93.8%Insured

6.2%Uninsured