Where does this demographic data come from?

All demographic data comes from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates, which samples about 3.5 million households annually. The 5-year estimates provide the most reliable data for small geographies like municipalities.

What is the difference between Census data and ACS data?

The decennial Census (conducted every 10 years) is a full population count focusing on basic demographics. The ACS is an ongoing survey that collects detailed data on income, education, housing, commute patterns, and more. ACS data is updated annually but represents averages over a 5-year period.

How accurate is this data for small towns?

For smaller municipalities, ACS estimates have wider margins of error because fewer residents are sampled. The 5-year estimates reduce this uncertainty by averaging over a longer period. For towns under 5,000 people, treat specific numbers as approximations rather than precise counts.

Cato, NY Population, Income & Demographics 2026

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Demographics — 2024 ACS 5-Year Estimatesi

Census

Populationi

515

Median Agei

40.2

Race & Ethnicityi

White

92%474

Two or More

4.3%22

Other

2.9%15

Hispanic/Latino

0.8%4

Educational Attainment (Age 25+)i

GED/Alternative

8.6%32

High School Diploma

28.7%107

Some College (<1 yr)

12.3%46

Some College (1+ yr)

14.7%55

Associate's Degree

16.1%60

Bachelor's Degree

9.1%34

Master's Degree

5.4%20

HS or Higher

94.9%

BA or Higher

14.5%

Graduate+

5.4%

Housingi

Median Home Valuei

$163,300

Median Renti

$695

Tenure

Owner-Occupied

79%162

Renter-Occupied

21%43

Total Units

215

Homeownership

79%

Vacancy Rate

4.7%

Home Values

Under $50K

1.9%3

$50K–$100K

7.4%12

$100K–$150K

30.9%50

$150K–$200K

27.8%45

$200K–$300K

24.7%40

$300K–$500K

3.1%5

$1M+

4.3%7

Rent Distribution

Under $500

$500–$750

$1,000–$1,250

$2,000+

Year Built

2000–2009

9.8%21

1990–1999

2.8%6

1980–1989

5.6%12

1970–1979

6%13

1960–1969

9.8%21

1950–1959

1.9%4

1940–1949

6%13

1939 or earlier

58.1%125

Heating Fuel

Fuel Oil

38.5%79

Bottled/LP Gas

23.9%49

Electricity

22.9%47

Wood

7.8%16

Utility Gas

2.9%6

Other

2.9%6

Coal

1%2

Economyi

Median Household Incomei

$82,292

Mean Household Incomei

$94,300

Per Capita Incomei

$37,660

Poverty Ratei

9.5%

Unemploymenti

0.8%

Labor Forcei

241

Household Income Distribution

Under $10K

2.9%6

$10K–$15K

1%2

$15K–$20K

2.9%6

$20K–$25K

3.4%7

$25K–$30K

2.4%5

$30K–$35K

2.9%6

$35K–$40K

14.6%30

$40K–$45K

2.9%6

$45K–$50K

2.4%5

$60K–$75K

9.8%20

$75K–$100K

14.1%29

$100K–$125K

16.6%34

$125K–$150K

10.7%22

$150K–$200K

3.4%7

$200K+

9.8%20

Federally Subsidized Housingi

HUD

The federal government helps low-income families, seniors, and people with disabilities afford housing through several programs. Residents typically pay about 30% of their income toward rent, with the government covering the rest. This data shows how many households in this community receive that assistance.

Subsidized Homesi

Programs in this community

Housing Choice Vouchers1 homes

Rental vouchers (Section 8) that help tenants pay for private-market housing

Ancestry & Heritage

Self-reported ancestry groups. Residents may report multiple ancestries, so totals may exceed 100%.

Foreign-Born Populationi

Foreign-Borni

132.5%

By Region

Top Countries

Canada

Mexico

Commute & Transportationi

Workersi

235

Avg. Commutei

25.6 min

How People Get to Work

Travel Time to Work

Workforce

Total Employed

239

Occupations

Industries

Social Characteristicsi

Marital Status (15+)i

Veteransi

46(11.7% of civilian adults)

Health Insurancei

96.5%Insured

3.5%Uninsured