How are property tax rates determined in Texas?

Property tax rates in Texas are set by each taxing district (municipality, school district, park district, library, etc.) based on their annual levy (the amount of tax revenue they need). The rate is calculated by dividing the levy by the total assessed value of all property in the district.

What is the composite tax rate?

The composite tax rate is the sum of all overlapping taxing district rates that apply to a specific property. A typical property may be taxed by several overlapping districts. The composite rate determines your total tax bill when multiplied by your property's assessed value.

Why do tax rates vary within the same town?

Properties within the same municipality can have different composite rates because overlapping districts (school, park, fire, library) have different boundaries. A home in one school district may have a different rate than a home two blocks away in a different school district.

Union Grove, TX Property Tax Rate 2026 — Full Breakdown by District

Showing latest tax year with year-over-year changes. Full rate history available with a paid plan. View plans →

Property Tax — Tax Year 2025 (payable 2026)i

TX Comptroller

Composite Ratei

1.45%–1.98%+0.7%YoY

Varies by school district

Municipal Portioni

0.0000%0% of total

Effective Ratei

1.45%–1.98%

Est. Annual Taxi

$3K–$4K

Median Home Valuei

$224,500

Total Leviedi

$47.5M

Rate varies by school district. Your actual rate depends on which school district your property falls in.

Rate Trend — click a year to explorei

20242025

Municipal

Other Districts

Where Your Tax Dollar Goesi

$0.75 New Diana ISD

$0.66 Ore City ISD

$0.65 Pittsburg ISD

$0.61 Union Grove ISD

$0.61 Harmony ISD

$0.59 Gladewater ISD

$0.54 Gilmer ISD

$0.48 Big Sandy ISD

$0.44 Union Hill ISD

$0.30 Upshur County

$0.10 Kilgore College District

Estimated Tax by Home Valuei

$100K

$1,446–$1,978

$150K

$2,169–$2,967

$200K

$2,893–$3,956

$250K

$3,616–$4,945

$300K

$4,339–$5,934

$350K

$5,062–$6,923

$400K

$5,785–$7,912

Highlighted value is closest to median home value ($225K)

11 Overlapping Taxing Districtsi

New Diana ISDUnit K-12i

75.2%1.2869%

$4.2M levied

Ore City ISDUnit K-12i

65.5%1.1212%

$2.2M levied

Pittsburg ISDUnit K-12i

65.2%1.1169%

$230K levied

Union Grove ISDUnit K-12i

61.2%1.0472%

$2.0M levied

Harmony ISDUnit K-12i

60.8%1.0411%

$2.2M levied

Gladewater ISDUnit K-12i

58.9%1.0085%

$2.2M levied

Gilmer ISDUnit K-12i

54.3%0.9300%

$11.4M levied

Big Sandy ISDUnit K-12i

47.8%0.8182%

$2.2M levied

Union Hill ISDUnit K-12i

44.1%0.7552%

$883K levied

Upshur Countyi

30%0.5140%

$19.3M levied

Kilgore College Districti

10.3%0.1771%

$624K levied